Best Car Insurance in Jakarta Indonesia

Mytips.id -  There is a wide range of options when it comes to car insurance, all designed to take care of your beloved vehicle.

Each insurance product has its own benefits that you can choose according to your needs. Still unsure about which one to pick? Here's a list of the best car insurance options from various leading insurance companies in Indonesia.

For four-wheeler owners, car insurance is a must-have. With insurance, car owners will not have to worry if there are minor or major damages to their vehicle. 

In fact, some car insurance policies also offer additional benefits for damages caused by unforeseen events such as natural disasters or riots. However, there are distinct advantages between all-risk car insurance products and TLO car insurance.

The list below features the best insurance policies offering affordable premiums and maximum benefits. Let's find out more.

1. Tugu Insurance

Tugu Insurance, also known as Tugu Pratama Indonesia, offers very affordable premiums. The premium for Total Loss Only (TLO) insurance policy starts from Rp35 thousand per month, while for All Risk insurance policy it starts from Rp175 thousand per month.

No need to worry about access to repair shops, as Tugu Insurance has 307 partner workshops across Indonesia. Not only car insurance, Tugu Pratama Indonesia also offers motorcycle insurance and health insurance products.

2. Asuransi Sinar Mas Mobil

Sinar Mas car insurance is often the choice for owners of older vehicles since it covers cars up to 12 years old. The premiums are very affordable, starting from Rp35 thousand for TLO insurance and Rp175 thousand per month for All Risk insurance. Managed by PT Asuransi Sinar Mas (ASM), this insurance company has 584 partner workshops.

3. Asuransi ACA

ACA car insurance has over 400 partner workshops and offers two policy options, TLO and All Risk. This insurance can cover maximum damages for cars up to seven years old. The premiums start from Rp48 thousand per month for TLO insurance and Rp218 thousand for All Risk insurance.

4. Adira Autocillin

Adira Autocilin car insurance managed by PT Zurich Asuransi Indonesia Tbk (Zurich Insurance) offers the advantage of 24-hour service for customers in need. To avail of this service, you can pay a premium of Rp71 thousand per month for TLO insurance and Rp281 thousand per month for All Risk insurance.

5. Asuransi AXA Mandiri

AXA Mandiri car insurance, managed by Mandiri AXA General Insurance (MAGI), also offers affordable premiums for the best service. The premiums start from Rp45 thousand per month for TLO and Rp194 thousand per month for All Risk. With reasonable premiums, AXA Mandiri provides workshops in over 150 locations.

6. Asuransi Simas Insurtech

Simas Insurtech car insurance is one of the insurance products from Simas Insurtech that offers three types of policies - TLO, All Risk (Comprehensive), and additional benefits (rider) such as third party liability (TPL) insurance. With top-notch service, Simar Insurtech insurance premiums start from Rp45 thousand per month for TLO policy and Rp257 thousand per month for All Risk policy.

7. Asuransi Tokio Marine

Tokio Marine car insurance offers two policy options, TLO and All Risk. The premium for TLO insurance starts from Rp36 thousand per month, while for All Risk insurance it starts from Rp205 thousand per month. This insurance also provides a 24-hour call center service that can be contacted in case of accidents and claims.

8. Asuransi ABDA

Managed by PT Asuransi Bina Dana Arta Tbk, ABDA insurance has over 400 partner workshops across Indonesia. The premiums start from Rp65 thousand per month for TLO insurance and Rp278 thousand for All Risk insurance.

9. Sompo Car Insurance

Sompo PT Sompo Insurance Indonesia car insurance offers two policy options, TLO and All Risk. This insurance has over 500 partner workshops throughout Indonesia. The premiums are affordable, starting from Rp193 thousand per month for All Risk insurance.

In conclusion, these top car insurance options provide affordable premiums and maximum benefits for car owners in Indonesia. Choose the insurance that best suits your needs and protect your vehicle with peace of mind.